5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
Blog Article
(A) The Agency establishes that the financial institution has not furnished sufficient justification for your approach and every aspect of the plan as demanded pursuant to paragraph (d) of the segment;
(E) Allocation on the greenback amount of the community development loan or Group advancement expenditure to geographic regions served from the loan or investment:
Apart from as or else provided in this section, a lender will have to make sure that its community file is made up of the information essential by this area for each of your past a few calendar yrs, with The newest calendar calendar year included in its file every year by April one of the present calendar 12 months.
The Board uses the retail lending evaluation parts delineated by a considerable bank in its analysis in the lender's closed-end household home finance loan lending and little small business lending performance Unless of course the Board decides that the retail lending assessment parts usually do not adjust to the necessities of the section.
(A) The Board considers the electronic shipping programs together with other supply units of the next banks:
(iii) An inventory demonstrating Every single census tract where the bank described a small organization loan or a little farm loan;
(B) The success with the lender's methods for providing retail banking solutions and The supply and responsiveness of your bank's retail banking merchandise, pursuant to § 228.23, as relevant;
The Retail Lending Exam evaluates a financial institution's record of assisting to fulfill the credit score check here needs of its full Neighborhood through the bank's origination and buy of auto loans Should the lender is a the vast majority automobile lender.
A large bank that experienced assets greater than $ten billion as of December 31 in both of your prior two calendar many years need to accumulate and retain yearly, in electronic sort, as prescribed by the Board, until finally the completion on the financial institution's up coming CRA evaluation through which the data are evaluated, the greenback degree of its deposits for the county stage determined by deposit area.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
(A) A copy of the public area of the bank's newest CRA general performance evaluation and a summary of solutions furnished by the branch; and
(x) An indicator for whether or not the loan was to a business or farm for which gross once-a-year revenues are usually not regarded through the lender.
(i) Impedes its ability to execute at a satisfactory degree beneath the program, for example money constraints because of significant events that influence the nearby or national economic system; or
작성하신 게시글에 사용이 제한된 문구가 포함되어 일시적으로 등록이 제한됩니다.